This Blog is About to Rise Again
What a headline, like this blog had really been active before and died. I have paid very little attention to this blog as other things in my life took my attention away. I’m using this spring, the spring of 2010, as a time of rebirth for this blog.
Cash Challenged is going to be focused on helping Canadians understand how to deal with their debt, how to rebuild their credit, how to live more frugally and to build savings for their future.
I’m a debt & insolvency counsellor registered with the Superintendent’s Office. I’ve been meeting and working with debtors in financial distress for several years and will be bringing that knowledge to this forum to help my visitors learn to take control back in their lives.
In the coming days I’ll be installing a contact form for you to be able to reach me privately and to ask your questions. I’ll do the best I can to let you know what your options are and point you in the direction of finding the help you need.
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Tightfisted Canucks Need Tipping Etiquette
A recent study by the Bank of Montreal claims that Canadians tend to be tightfisted when it comes to tipping. The study seems to indicate that the problem is more a lack of understanding of who to tip and how much than truly being tightfisted with their money.
I generally tip in restaurants and when I [...]
How to Establish Your First Credit
T0day, credit has become a necessity of life. Generally speaking, it takes credit to get credit. So, how do you break into the circle?
There are several ways you can obtain your first credit. Many young people will look to their parents or other established adult to co-sign their first credit. DON’T do it! Don’t [...]
Canadians Need to be Careful About Their SIN
This story in last weekends Toronto Star is a prime example why Canadians need to be wary of giving out personal identification, especially your SIN (Social Insurance Number). Private corporations get away with asking you for your SIN but the fact is that rarely is there a legal requirement for you to give [...]
Protecting Your Credit Card
AH the power of a credit card! For a lot of people getting their hands on their first credit card can be as much of a power rush as their first car. Like driving a car, you need to take having a credit card very very seriously.
You may enjoy the freedom of having a credit [...]
Do You Manage Your Money? Or Does it Manage You?
If your financial plan lurches from one credit card limit to the next, you may want to consider that your money is managing you. For your own peace of mind, you have to turn the tables and take control.
That control is as much about having credit and the ability to have credit as it is [...]
Fall Fun in the Poconos with a Stay at a Hazleton Inn or Hotel
The Pocono Mountains offer four seasons of fun and activity, but the fall is absolutely spectacular at this special location. Families, couples, and friends can choose from multiple activities in this well-located vacation spot. Choose a charming Hazleton Inn or Hotel in this lovely Pennsylvania area for an autumn week or weekend. The scenery is [...]
Tightfisted Canucks Need Tipping Etiquette
A recent study by the Bank of Montreal claims that Canadians tend to be tightfisted when it comes to tipping. The study seems to indicate that the problem is more a lack of understanding of who to tip and how much than truly being tightfisted with their money.
I generally tip in restaurants and when I [...]
Canadians Need to be Careful About Their SIN
This story in last weekends Toronto Star is a prime example why Canadians need to be wary of giving out personal identification, especially your SIN (Social Insurance Number). Private corporations get away with asking you for your SIN but the fact is that rarely is there a legal requirement for you to give [...]
Protecting Your Credit Card
AH the power of a credit card! For a lot of people getting their hands on their first credit card can be as much of a power rush as their first car. Like driving a car, you need to take having a credit card very very seriously.
You may enjoy the freedom of having a credit [...]
